Blockchain to Become Core Infrastructure in Finance by 2026
- Moody’s report forecasts blockchain-based technology will serve as a foundational infrastructure layer for the finance industry by the end of this year.
- The report highlights increased adoption of stablecoins and tokenized assets in payments and liquidity management since last year.
- Key challenges include regulatory fragmentation, which could impede global adoption and integration of digital finance systems.
Moody’s analysis suggests that blockchain technology is already enhancing interoperability and efficiency in financial services, with potential for further integration across various sectors like transition finance and private credit.
Despite the positive outlook, the report warns that without harmonized regulations, digital finance growth may be limited due to operational risks and cyber threats. Source