US Banks Anticipate Gradual Shift to Digitized Finance, Says Moody’s
- Moody’s reports that US banks expect the transition to a digitized financial system to begin slowly before accelerating significantly.
- The tokenized real-world asset market has grown over 420% since early 2025, reaching a value of $31.6 billion.
- Cathie Wood’s ARK Invest predicts digital assets could reach a market size of $28 trillion by 2030, driven by Bitcoin, decentralized finance, and stablecoins.
- Almost all major banks have established dedicated digital-asset teams to prepare for increased adoption of digital assets.
- Moody’s outlines three potential outcomes for the financial system based on the pace of tokenization, with “steady growth” being the most likely scenario.
The gradual shift towards digitization is expected to focus initially on simpler segments like funds and short-term instruments, while traditional processes continue alongside these developments.
As the tokenized asset market has surged to $31.6 billion, banks are positioning themselves strategically to meet future demand for digital asset capabilities as adoption increases rapidly.(Source)
