OpenAI introduced a feature that lets AI agents make purchases for users within ChatGPT through existing payment networks, working with American Express, Mastercard and Visa. It is rolling out to ChatGPT Pro subscribers in the US who have eligible US-issued cards.
Users must approve each purchase using biometric verification, such as a face scan or fingerprint. OpenAI said payment networks create a tokenized card credential for each approved purchase, so merchants and AI agents do not receive the user’s actual card details. OpenAI plans to allow purchases within preset spending limits and other restrictions without approval for every transaction, but that option is not part of the current rollout.
