OpenAI began rolling out ChatGPT Wallet on Nov. 13, allowing AI agents to complete purchases after users approve payment. Initial access is limited to U.S. ChatGPT Pro subscribers age 18 or older who have a U.S. billing address and a supported U.S.-issued card. At launch, Wallet works only in conversations with its “dot” agents, not in Chat, Work or standalone Codex threads.
Users review the items, total and card before approving payment with a supported biometric check. That approval lets checkout proceed; merchant confirmation determines whether an order was placed. Merchants may collect later payments for recurring plans under terms the user approved. Users keep existing card rewards and eligible dispute protections, while OpenAI generally does not decide or fund refunds or chargebacks.
