World launched its banking-and-finance offering on October 18; the source does not give a year. Its credentials address different questions: Proof of Human concerns uniqueness, Proof of Presence uses a selfie-based check, and Proof of Attributes concerns possession of a supported government document.
None of those checks alone establishes permission to make a payment. A financial service would still need to check transaction authority and risk, including an AI agent’s spending limits, permitted recipients and ability to have its authority revoked. A proof may reduce data shared during verification, but the service may still collect account and transaction information.
