Visa’s Stablecoin Settlement Hits $20 Billion Milestone
- Visa’s stablecoin settlement volume reached a $20 billion annualized run rate, a significant increase from the previous year.
- Over 160 stablecoin-linked card programs are now live worldwide, with payment volumes growing nearly 200% year over year.
- Onchain credit solutions have reduced financing costs by up to 30% and enabled seven-day card settlements.
- Credit Coop has financed over $2.5 billion in cumulative volume with zero defaults, enhancing real-time monitoring of receivables-backed credit.
Visa’s expansion into stablecoins is transforming the financial infrastructure behind crypto cards, which now require innovative financing solutions to keep pace with demand. The introduction of onchain credit facilities has significantly reduced costs and improved settlement efficiency.
The rapid growth in Visa’s stablecoin settlement highlights its integration into mainstream payment systems, with the next challenge being the scaling of working capital to support continuous growth in card programs and transaction volumes.
