House Democrats are discussing plans to expand Maxine Waters’ Crypto Investor and Consumer Bill of Rights, a 2025 amendment to the Clarity Act, into a broader crypto market structure bill for the next Congress, journalist Eleanor Terrett reported on November 4, 2026. Sources told Terrett the proposal would give the SEC more oversight of crypto markets and limit the CFTC’s role. It is a reported plan, not an approved bill.
Stand With Crypto’s tracker showed 27 wins and 12 losses among its 45 endorsed candidates, with six races still undecided at the time of writing. GSR researcher Carlos Guzman said the Clarity Act had become harder to pass, though he did not consider it finished. He said the election would not automatically change SEC or CFTC leadership or stop their rulemaking.
